Quick Loans for Urgent Needs!
Need cash fast? Borrow $100 – $1,500 with Fast and Secure Application.
*Only Available for the residents of Ontario.
How Much Cash You Need?
Apply for a cash advance loan today and get the cash you need quickly and easily!
How It Works?
Apply Online
Borrow $100 - $1,500, with quick and easy online Application.
Instant Approval
Our simple application process takes less than minutes.
Get Money
Upon approval, loan amount is transfered to your bank account.
Who Is Eligible for Cash Advance Loan?
- Canadian citizen or persons hold a Permanent Resident status.
- Have a Canadian bank account that has been active for at least three months
- Receive income from employment, unemployment insurance, WSIB, or a private pension
- Have a monthly income of at least $1,500 via direct deposit or cheque
Why Borrow from Us?
Unforeseen expenses can arise at any moment, leaving you in need of immediate financial support. Our cash advance loans in Ontario are crafted to offer fast cash without the hassle of traditional lending.
Instant Cash Disbursal
Get immediate access to cash by leveraging our cash advance loan. Our quick and hassle-free process ensures you receive funds instantly.
No Credit Check
We provide hassle-free cash advance loans without assessing your credit history. Enjoy quick approvals, ensuring financial support when you need it.
Competitive Rates
Enjoy the best rates in the market with our cash advance loan. We offer competitive rates, ensuring you get maximum value.
Confidential Services
Your privacy is our priority. We ensure all transactions and personal information are kept confidential, providing you with a secure and discreet financial experience.
Important Information
Approval Process: All loan applications will undergo an approval process to ensure the applicant has the financial capacity to fully repay their loan. This process may involve verifying your last 3 months pay stubs, bank statements, and evaluating the number of existing loans you currently hold. As part of this process, Cash & Cell Mart reserve the right to decline application if necessary. Our loan services are currently only available to the residents of Ontario.
Repayment Term: You must repay your loan in 62 days.
Repayment Example: For a $500 cash advance loan for 62 days. You will pay $70 in interest and charges. Total amount you will repay will be $570 in 62 days.
Responsible Loan Policy: Every application undergoes a screening process to verify the borrower’s ability to repay the loan based on their income. This process includes several factors: confirming that your monthly salary is adequate to meet the loan repayment criteria, ensuring your bank account doesn’t have an excessive number of insufficient funds, and validating that the number of pre-authorized payments from your bank account won’t disrupt your ability to make timely loan payments. Should any of these conditions not align, your loan application may be declined.
Annual Percentage Rate (APR): Cash and Cell Mart offering an APR of 82.42%. For a $500 loan of 62 days, the total payback amount is $570.
Loan Ammount: Minimum amount you can borrow is $100 and maximum of $1,500.
Interest fees Ontario Residents: Total cost of borrowing(Including interest and fee) under the payday loan agreement is $14 for every $100 borrowed.
Missed Payments: If you don’t make your payment, you will be charges a $20 penalty.
Borrow Responsibly: Please borrow responsibly. We offer a way to help you during difficult times. However, the interest rate is higher than the rate of local banks. These loans should only be taken out when you do not have other options for financial assistance, and you should be used as seldom as possible. If contracted in knowingly, this loan can prove to be the right solution for you. However, the fact of getting together a large number of short-term loans could lead to serious financial problems and debt impossible to bear.
Example of a loan payment
Here’s an example of $500 loan borrowed for a 62 days repayment period.
- Loan Amount: $500
- Interest & Fees: $14 per $100 borrowed
- Total Interest & Fees: $500 ÷ 100 × $14 = $70
- Total Repayment Amount: $500 (principal) + $70 (interest & fees) = $570
- Repayment Period: 62 days
- Annual Percentage Rate (APR) for this loan is approximately 82.42%.
- 3-Payment Plan (Every ~21 Days): If the loan is repaid in 3 equal installments, each payment would be $190
Frequently Asked Question
Yes, We accept customers with all types of credit scores.
Our representative will analyze the information provided in your loan application. On the basis of that your eligibility will be calculated.
If Approved, after submitting your loan application, you will get your funds within minutes.
No, applications are 100% free.
We accept all income types.
You can repay your loan early without any penalty. once your payment is recieved and processed, you can reapply for loan.
No. You can only have one loan.
Address
Unit B-10, 965 Dundas Street W, Whitby, ON L1N 2N8.
Contact
- cashandcellmart@gmail.com
- +1 437-410-9039